Bucket portfolios are aimed at providing spending resources during investors’ decumulation periods, usually in retirement. However, an even bigger advantage to bucket portfolios is their potential to be quite effective in helping investors avoid panicked selling during market downturns.
Read MoreIn this month’s edition of “Money Matters,” Scott discusses stock dividends and the tax implications of the recently passed Secure Act 2.0.
Read MoreThere are numerous factors to consider before choosing a pension plan lump-sum distribution. Learn more about the benefits and risks to lump-sum distributions, and the many factors you should consider before choosing a lump-sum distribution.
Read MoreEquity compensation plans can offer potential financial benefit, but they are complex—especially when combined with your unique financial situation and goals. Learn more about how you can maximize equity compensation plans from pre-IPO companies.
Read MoreEquity compensation plans can offer potential financial benefit, but they are complex—especially when combined with your unique financial situation and goals. Learn more about how you can maximize equity compensation plans from publicly held companies.
Read MoreIn my years of working directly with clients and in teaching retirement planning to financial professionals, I’ve studied retirement income planning methodologies extensively. Thornburg Investment Management has researched an approach on how to develop an “Endowment Spending Policy” in retirement, and in this webinar, I talk with Andrew Rice, Director of Advisor Solutions at Thornburg, about their findings on how to structure your assets for a successful retirement.
Read MoreIn this month’s edition of “Money Matters,” Scott discusses why investors should not rely on so-called “expert” financial forecasts from anyone. He explains some financial strategies for long-term financial planning to help individuals achieve their financial goals without depending on what might happen in the market.
Read MoreScott Oeth, CFP®, and Leslie Geller, JD, LLM and Sr. Wealth Strategist at Capital Group, discuss family limited partnerships, a niche, but powerful, advanced financial planning technique.
Read MoreJason Bolstad, Plan Design Consultant with Tax Sheltered Consultants, joined me to discuss how cash balance pension plans can provide a super tax shelter and rapid wealth accumulation for certain business owners.
Read MoreMark Gasner CPA, CFP®, joined our internal wealth strategy team for a fast-paced roundtable covering some of our favorite tax-planning strategies. We discussed a variety of tax moves, which may be available to enhance your financial plan and minimize “tax drag” on your assets, as well as investment-related tax strategies, filing tips, effective gifting to family and charities, and tactics for business owners and executives.
Read MoreIn this month’s edition of “Money Matters,” Scott discusses keeping your finances top of mind during the holidays, so people don’t overextend themselves. He gives several examples of gift-giving ideas that won’t break the bank and will leave long-lasting memories. Scott also covers the parameters surrounding gifts of money, property, and other financial gifts.
Read MoreCan money actually buy happiness? Studies show that more income can be tied to more happiness if you spend money more intentionally to increase your happiness. Find out if you’re spending your money in a way that will make you happiest.
Read MoreScott Oeth, CFP® and Steve Storkan, CFP®, Executive Director of The Employee Ownership Expansion Network discuss how Employee Stock Ownership Plans ("ESOP") can allow for a tax-advantaged transfer of ownership from a business founder to the employees. This is a valuable conversation of a niche topic that is most applicable to business owners considering exit strategies.
Read MoreIf you could have more time or more money, which would you choose? Did you know the desire for more time over more money is linked to greater happiness? Find out how you can buy more time and take better advantage of the time you do have.
Read MoreNot every concentrated position needs to be sold off, but, in most cases, it is important to recognize the value of a well-rounded approach. Plus, one of the biggest concerns investors have about concentrated stock is taxes. Selling isn’t your only option. Learn more about the dangers of a concentrated stock position, and strategies to consider to help maximize your financial situation.
Read MoreWhile market volatility (“seeing your team down”) is uncomfortable, historically, market downturns have been temporary. Scott talks about how markets may look bad at times, but the victories have been decisive, and the comebacks often quite dramatic, so don’t pack up and leave the game early—you’re going to want to stay to see the end!
Read MoreScott and Prof. Russell James, J.D., PhD, CFP®, one of the nation’s leading experts on charitable giving and philanthropy (as well as an entertaining presenter) discuss top tax-advantaged ways to help your favorite causes.
Read MoreIn this month’s edition of “Money Matters,” Scott discusses tales from the cryptocurrency crypt. He looks at the short history of cryptocurrency, the extreme financial volatility in recent weeks, including its near-collapse, and cautions everyone to be wary of investments that come with a celebrity endorsement or the phrase, “This time it’s different.”
Read MoreHow do you treat money windfalls? Large or small, money that falls into your hands can easily fall right back out again if you don’t consciously think about how you’ll use it. Whether it’s an inheritance, stimulus check, or a $20 bill you found on the ground, learn more about how you can make the most of unexpected money that finds its way into your pocket.
Read MoreThe human brain has a documented and reliable response to fear, including the release of cortisol into our bodies. Cortisol can put you in fight or flight mode—potentially wreaking havoc on your long-term investment strategy. The good news is there are things you can do to shut down the cortisol effect.
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